Best travel card for travelling to europe |
|
posted 29-12-2016 @ 06:01 PM
|
|
www
|
|
Best travel card for travelling to europe
My daughters are going overseas on a contiki tour of europe and I was wondering about the best prepaid travel card .... and suggestions would be
appreciated |
|
|
posted 29-12-2016 @ 06:49 PM
|
|
www
|
|
NAB card worked great for us in the USA. I have used the card from teh post office in Europe, no problems |
|
|
posted 29-12-2016 @ 06:55 PM
|
|
www
|
|
I used the CBA Travel Money Card while overseas this year. You can load up various currencies before you leave and while away can top up or follow
transactions through CBA Netbank. Very convenient for me. There is a $15? fee for the card and spare.........waived in my case.
Having said all that I've also heard that Aust Post have a good Load and Go card. My niece likes the 28 degrees card too.
This may help
https://www.choice.com.au/travel/money/travel-money/articles... |
|
|
posted 29-12-2016 @ 07:12 PM
|
|
www
|
|
We recently used the Velocity Visa prepaid card (BP Velocity),when we went to Scotland and Italy in Oct and loaded it with the relevant currencies.
Easy to top up and keep an eye on with the app and I can't remember having any problems. We used this most of the time although I did have a 28
degrees credit card for ' just in case'.
The 28 degrees card has no o/s transaction fees but it does have a high interest rate, so I made sure everything was paid off by the due date when I
used it. |
|
|
posted 29-12-2016 @ 07:56 PM
|
|
www
|
|
We use Aust Post Load and Go when we travel anywhere.Really easy to use and add funds. |
|
|
posted 29-12-2016 @ 08:12 PM
|
|
www
|
|
We used 28 degrees card. A mastercard with no fees. Used all through Europe and the US. |
|
|
posted 29-12-2016 @ 08:55 PM
|
|
www
|
|
Thanks everyone, I can always count on getting helpful replies thanks |
|
|
posted 29-12-2016 @ 11:38 PM
|
|
www
|
|
i havea 28 degrees mastercard and I load it up before going. it doesn't attract any fees for credit card purchases.
It does have fees for cash advance so I also have a qantas cash card which can be loaded in a number of currencies for cash withdrawals.
Be careful of using the major bank credit cards (with a few exceptions) as they can attract high international transaction fees.
Also tellthem that with both of these options they should decline any overseas business offer to convert to Australian dollars - let the cards above
do this as usually they have better exchange rates.
Also make sure they are signed up to the relevant frequent flyer program -> going to Europe they may be able to get enough points for a later
domestic flight (or two). |
|
|
posted 30-12-2016 @ 11:16 AM
|
|
www
|
|
I found Choice Magazine most helpful when selecting a card for my 15 Year old daughter who has just travelled to Europe on her own. I guess it depends
how and how often you intend to use the card when overseas. We opted for NAB because the card is valid for many years and no exit fees and we are NAB
customers etc. but it has other higher costs associated in comparison but it made the top ranking with Choice. |
|
|
posted 30-12-2016 @ 05:26 PM
|
|
www
|
|
I have a velocity card but haven't used it yet was thinking if there is a "next time " I go overseas I might use it, does anyone have experience with
this one
MonkeyandMe
|
|
|
posted 30-12-2016 @ 08:26 PM
|
|
www
|
|
I highly recommend the 28 degrees card and have used it many times overseas. No overseas transaction or exchange fees that most other cards have. If
you get a minimal credit limit and then load your cash into it, you can make it work really well for you. As long as you pay it all off by due date it
really doesn't cost you a cent but has all the safety features to protect your money.
They immediately alert you to any abnormal transactions and have called us when overseas to ensure it wasn't being used fraudulently.
I used Choice to find this a few years ago and I believe it still tops the list for overseas use.
I haven't used velocity but I have found from past experiences that they are usually plagued with hidden costs and charges so I would recommend
thoroughly looking into it before using it overseas and then coming home to nasty surprises.
Good luck |
|
|
posted 30-12-2016 @ 09:22 PM
|
|
www
|
|
Quote: | Originally posted by miakeira
I have a velocity card but haven't used it yet was thinking if there is a "next time " I go overseas I might use it, does anyone have experience with
this one |
Yes, I used it O/S without problems (see my post above) I dont think the conversion rates are great when you load the currencies but I believe this is
where they make their money, I would imagine the pre paid cards would be all the same.
I was very happy with it anyway. When I researched the prepaid cards, they said it wasn't good to use them for hotel prepayments or car hire, as in
both instances they take out a 'holding fee' which means your money is effectively 'tied up' until they release it. Hence the 28 degrees credit card
we used. |
|